What is the standard UPI limit per day in India?

As per NPCI guidelines, the standard UPI transaction limit is ₹1,00,000 per day for most banks, but some banks like HDFC and ICICI allow up to ₹2,00,000.

Does UPI limit reset at midnight?

Yes, UPI daily limits reset at 12:00 AM IST. However, some banks use a rolling 24-hour window – check your bank's policy.

Can I increase my UPI limit?

Some banks allow limit enhancement via net banking or branch request. Contact your bank directly for eligibility.

UPI Limit Calculator – Bank Wise 2026

UPI Limit Calculator 2026: Check Bank Wise Daily Transaction Limit | TechCompare

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Your UPI Limit

📋 Bank Wise UPI Limits (April 2026)

💡 Expert Tip: Agar aapko high-value transactions karni hain (jaise property payment), toh pehle apne bank se “UPI limit enhancement” request karein. Kuch banks net banking se instant approval dete hain.

📚 Data Sources:
• National Payments Corporation of India (NPCI) Guidelines
• Reserve Bank of India (RBI) Master Directions
• Official bank websites (SBI, HDFC, ICICI, etc.)
• Last Verified: 10 April 2026

ℹ️ This tool uses AI-assisted content generation, but all financial data is manually verified by our expert team against official NPCI/RBI sources. We update limits within 48 hours of any official announcement.

📱 UPI Limit Checker

Your UPI Limit

📋 Bank Wise UPI Limits (April 2026)