💼 CTC to In-Hand Salary Calculator
Estimate your monthly take-home • FY 2026-27 Assumptions
Estimated Monthly In-Hand
₹0
Annual In-Hand: ₹0
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💡 Assumptions Used: Basic = 40% of CTC, HRA = 50%/40% of Basic, PF = 12% of Basic (EPFO), Gratuity = 4.81% of Basic, PT = ₹2,400/yr (avg), Standard Deduction = ₹75,000. Tax calculated on New Regime FY26 slabs.
📚 Data Sources: EPFO Guidelines, Income Tax Act 1961, State Professional Tax Slabs, CBDT Notification FY 2026-27.
📅 Last Verified: 10 April 2026
📅 Last Verified: 10 April 2026
ℹ️ Disclaimer: Actual in-hand salary depends on company-specific payroll structure, variable pay, bonuses, insurance, and exact tax regime choice. This tool provides a standardized estimate. Consult HR or a CA for exact breakdown.